Become your own source of financing.
Emberstone Capital helps families build their own pool of capital with Infinite Banking and get out of debt faster, with an estate plan to protect what they build.
Three things, done carefully.
Emberstone Capital was founded by Kristian Roopwah to do three things well: set up Infinite Banking policies, help families eliminate debt, and make sure what they build is protected by an estate plan.
Kristian is an engineer by training. After earning a B.S. in Mechanical Engineering from Prairie View A&M University, he worked as a maintenance engineer at Chevron Phillips and as a senior engineering program manager at Amazon. He became an insurance broker in 2021 and founded Emberstone Capital in 2025, bringing the same analytical approach to every client's numbers.
He is a Certified IBC Practitioner based in Houston, Texas, and works with Pan-American Life Insurance Group, Mutual of Omaha and Premier Estate Planning.
What we do
Infinite Banking (IBC)
A whole life policy designed around your budget, so your cash value becomes capital you can borrow against.
Book a strategy callDebt elimination
Eliminate debt 2–3x faster, including credit cards, loans and even mortgages.
Book a debt elimination callEstate planning
Protect your assets and provide for your loved ones with wills, trusts, powers of attorney and healthcare directives.
Book an estate planning consultationBook a call
A 30-minute conversation, no cost. Booking takes about a minute.
Choose a time that suits you and it goes straight onto Kristian's calendar.
Pick a time